Listing provided courtesy of Coldwell Banker Premier Properties- MLS# 1227291MLS Provider

220 S 4th StreetPalatka, FL 32177

Single Family · 2 Beds · 1 Full Bath · 1 Half Bath · 1,876 Sq. ft. | 0.36 Acres
$550,000 Active

220 S 4th Street Overview

Time on Site:
23 days
Visits:
0

THIS HOMES COMES COMPLETELY FURNISHED!A Rare Opportunity to Own a Piece of Florida History Step back in time while enjoying the comforts of today in the remarkable Seavers House, a beautifully restored historic residence dating back to 1871. Nestled within Palatka's celebrated South Historic District, this architectural treasure represents a bygone era of elegance, craftsmanship, and Southern hospitality. Positioned on a prominent corner lot just moments from the St. Johns River, this stunning property offers a rare combination of historical significance, residential comfort, and commercial flexibility. Originally constructed during Florida's steamboat and railroad boom, the home has been lovingly restored to showcase its timeless character while accommodating modern living. Inside, visitors are greeted by soaring ceilings, original architectural details, rich wood flooring, and the kind of craftsmanship that simply cannot be replicated today. Every room tells a story, preserving the Florida while creating an inviting atmosphere for family, guests, or visitors. The HOME BOASTS 12 FOOT CEILINGS, 2 A/C units, Attic space, RIVER VIEWS from upstairs. The home's location within Palatka's historic district places it among some of Northeast Florida's most treasured Victorian and period residences, where tree-lined streets and grand historic homes evoke the elegance of another age. Whether envisioned as an extraordinary private residence, boutique bed-and-breakfast, vacation rental, professional office, event venue, or mixed-use investment, the property's zoning flexibility opens the door to countless possibilities. Imagine mornings on the porch with river breezes drifting through the neighborhood, afternoons exploring Palatka's revitalized downtown, and evenings entertaining beneath the glow of a home that has witnessed more than 150 years of Florida history. Properties of this caliber rarely become available. More than a home, 220 South 4th Street is a living piece of Florida's heritage--carefully preserved, thoughtfully restored, and ready for its next steward. Historic. Elegant. Irreplaceable. Welcome to one of Palatka's most captivating historic residences. Circa 1871 Seavers House | Magazine-Quality Restoration | Historic District Gem | Airbnb/ Commercial Residential Possibilities

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220 S 4th Street Facts & Features

  • Type Single Family
  • Sq. ft. 1,876
  • Price/Sq.ft. $293
  • Lot 0.36 Acres

Details

General

Association/HOA

  • Association: false

Building Information

  • New Construction: false
  • Year Built: 1871

Business Information

  • Current Use: Commercial,Investment,Single Family

Location/Region

  • Country: US
  • County Or Parish: Putnam
  • MLS Area Major: 99 - Other
  • MLS Area Minor: 99 - Other
  • Subdivision Name: Not on the List

Tax Information

  • Tax Annual Amount: 1348.0
  • Tax Year: 2025

General Information

  • Furnished: Furnished
  • Listing Terms: Cash,Conventional,FHA,USDA Loan,VA Loan
  • Parcel Number: 42-10-27-6850-0260-0040
  • Property Condition: Updated/Remodeled
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: false

Interior

Parking Information

  • Garage: false

Beds/Baths

  • Bathrooms Full: 1
  • Bathrooms Half: 1
  • Bathrooms Total: 2
  • Bedrooms Total: 2

General Information

  • Appliances: Washer,Tankless Water Heater,Refrigerator,Ice Maker,Gas Cooktop,Dryer,Disposal,Dishwasher,Convection Oven
  • Entry Level: 1
  • Fireplace Features: Gas
  • Fireplace: true
  • Fireplaces Total: 2
  • Foundation Details: Other
  • Interior Features: Ceiling Fan(s),Entrance Foyer,Kitchen Island,Pantry
  • Levels: Two
  • Living Area: 1876.0
  • Living Area Source: Public Records
  • Rooms Total: 5
  • Stories: 2

Exterior

Parking Information

  • Parking Features: Detached,Other

Lot Information

  • Lot Features: Corner Lot,Many Trees,Wooded
  • Lot Size Acres: 0.36
  • Lot Size Area: 0.36
  • Lot Size Dimensions: 80X150
  • Lot Size Square Feet: 15812.28
  • Lot Size Units: Acres
  • Water Source: Public,Well

Waterfront/View

  • View: River
  • Waterfront: false

Building Exterior/Construction

  • Architectural Style: Victorian
  • Attached Garage: false
  • Patio And Porch Features: Front Porch,Porch,Rear Porch,Side Porch,Wrap Around
  • Property Attached: false
  • Roof: Metal

General Information

  • Carport: false
  • Exterior Features: Other
  • Fencing: Other
  • Sewer: Public Sewer
  • Utilities: Cable Available,Cable Connected,Electricity Connected,Sewer Connected,Water Available,Water Connected

Room Information

Room: Kitchen

  • Level: Main
  • Length: 15.00
  • Width: 12.00

Room: Living Room

  • Level: Main

Room: Bedroom 1

  • Level: Upper
  • Length: 13.00
  • Width: 15.00

Room: Bedroom 2

  • Level: Upper

Room: Primary Bedroom

  • Level: Upper

220 S 4th Street Neighborhood

Community

32177 (Palatka) Demographics

41
Median Age
110
Population Density (per sq. mile)
20%
College Educated
$40,800
Estimated Median Income
7,263
Estimated Total Home Owners
3,829
Estimated Total Renters
65% / 35%
Estimated Owner / Renter Divide
2
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data unavailable, School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

220 S 4th Street Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

220 S 4th Street Market Data

Based on the last 30 days in this zip code

$311,715
Average List Price
$192
Average Price per Square Foot
25
Properties Sold
106
Average Days on Market
217
Properties for Sale
Calculations provided by Reliance Network

220 S 4th Street History

Date Event Value Agent
6/7/2026Source: My Florida Regional MLS Added to Database
June 07, 2026
6/7/2026Source: Daytona MLS Added to Database
June 07, 2026