Listing provided courtesy of UNITED COUNTRY SMITH & ASSOCIATES - NEWBERRYas Distributed by MLSGrid- MLS# MFRGC538291MLS Provider

498 SW MANATEE TERRACEFORT WHITE, FL 32038

Single Family · 3 Beds · 2 Full Baths · 2,628 Sq. ft. | 0.89 Acres
$925,000 Active

498 SW MANATEE TERRACE Overview

Time on Site:
113 days
Visits:
0

Experience the beauty of true North Florida river living in Fort White, just off the crystal-clear waters of the Santa Fe River. Situated on almost a full acre, this gated and fully fenced 3 bedroom, 2 bath home offers the perfect blend of privacy, comfort, and waterfront lifestyle. Inside, the open-concept design creates a bright and welcoming atmosphere, ideal for gathering with family and friends. The kitchen is the heart of the home, featuring granite countertops, generous cabinet space, and an easy flow into the living and dining areas. A complete remodel in 2007 brought thoughtful updates and modern touches while maintaining a warm, inviting feel throughout. Step out onto the covered balcony overlooking the river and take in peaceful water views and unforgettable sunsets. Whether you're sipping your morning coffee, watching wildlife drift by, or winding down after a day on the water, this outdoor space is truly special. With your own floating dock and private boat ramp, enjoying the Santa Fe is effortless — from boating and kayaking to fishing right in your backyard. Practical features make everyday living just as enjoyable. The property includes a 3-car garage, outside elevator for added convenience, sprinkler system, whole-house generator, and trash pickup service. An optional HOA provides access to a nearby park, giving you even more room to enjoy the outdoors. This is more than just a home — it’s a riverfront retreat where you can relax, entertain, and make lasting memories.

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498 SW MANATEE TERRACE Facts & Features

  • Type Single Family
  • Sq. ft. 2,628
  • Price/Sq.ft. $352
  • Lot 0.89 Acres

Details

General

Association/HOA

  • Association: No

Building Information

  • New Construction: No
  • Year Built: 1973

Location/Region

  • Country: US
  • County Or Parish: Columbia
  • MLS Area Major: 32038 - Fort White
  • Subdivision Name: THREE RIVERS ESTATES
  • Township: 06S

Tax Information

  • Tax Annual Amount: 3311.07
  • Tax Year: 2025

General Information

  • Furnished: Unfurnished
  • Listing Terms: Cash,Conventional
  • Ownership: Fee Simple
  • Parcel Number: 00-00-00-00569-001
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: No
  • Special Listing Conditions: None
  • Zoning: RESID

Interior

Parking Information

  • Garage Spaces: 3
  • Garage: Yes

Beds/Baths

  • Bathrooms Full: 2
  • Bathrooms Half: 0
  • Bathrooms Total: 2
  • Bedrooms Total: 3

Building Interior

  • Building Area Source: Public Records
  • Building Area Total: 6168
  • Building Area Units: Square Feet

General Information

  • Appliances: Dishwasher,Microwave,Range,Range Hood,Refrigerator,Water Filtration System,Water Purifier,Water Softener
  • Cooling: Central Air
  • Fireplace: No
  • Flooring: Carpet,Luxury Vinyl,Tile,Wood
  • Foundation Details: Block,Pillar/Post/Pier
  • Heating: Electric
  • Interior Features: Cathedral Ceiling(s),Kitchen/Family Room Combo,Living Room/Dining Room Combo,PrimaryBedroom Upstairs,Solid Wood Cabinets,Stone Counters,Thermostat
  • Laundry Features: Electric Dryer Hookup,Laundry Room,Washer Hookup
  • Levels: Two
  • Living Area: 2628
  • Living Area Source: Public Records
  • Living Area Units: Square Feet
  • Other Equipment: Irrigation Equipment,Private Entrance,Private Yard,Generator
  • Stories Total: 2
  • Window Features: Blinds,Double Pane Windows

Exterior

Parking Information

  • Parking Features: Driveway

Lot Information

  • Additional Parcels: No
  • Lot Size Acres: 0.89
  • Lot Size Dimensions: 100x
  • Lot Size Square Feet: 38768
  • Road Surface Type: Limerock
  • Water Source: Well

Waterfront/View

  • View: Trees/Woods,Water
  • Water Body Name: SANTA FE RIVER
  • Waterfront Features: River Front
  • Waterfront: Yes

Building Exterior/Construction

  • Attached Garage: Yes
  • Construction Materials: Block
  • Direction Faces: East
  • Roof: Metal

General Information

  • Carport: No
  • Exterior Features: Balcony,French Doors,Private Entrance,Private Mailbox,Private Yard
  • Fencing: Fenced
  • Pool Private: No
  • Sewer: Septic Tank
  • Utilities: BB/HS Internet Available

Room Information

Room: Kitchen

  • Level: Second

Room: Living Room

  • Level: Second

Room: Primary Bedroom

  • Level: Second

498 SW MANATEE TERRACE Neighborhood

Community

32038 (FORT WHITE) Demographics

47
Median Age
99
Population Density (per sq. mile)
23%
College Educated
$37,896
Estimated Median Income
3,318
Estimated Total Home Owners
655
Estimated Total Renters
84% / 16%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

498 SW MANATEE TERRACE Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

498 SW MANATEE TERRACE Market Data

Based on the last 30 days in this zip code

$523,757
Average List Price
$295
Average Price per Square Foot
4
Properties Sold
90
Average Days on Market
33
Properties for Sale
Calculations provided by Reliance Network

498 SW MANATEE TERRACE History

Date Event Value Agent
5/15/2026Source: My Florida Regional MLS Price Reduction
$925,000 -2.6%
3/9/2026Source: My Florida Regional MLS Added to Database
March 09, 2026